Rising medical expenses are the culprits driving up Workers’ Compensation costs. While it’s true that Workers’ Comp rates are mostly flat or going down, any savings is being more than eaten up by higher medical bills. With the possible exception of safety issues, many employers feel that Workers’ Comp costs are beyond their control. As […]

By the very nature of the insurance business, agents are busy folks. So, it’s easy to understand how some “details” can be missed, like the importance of keeping a trained eye on an employer’s Workers’ Compensation Experience Modification Factor. What may be an unintentional oversight often translates into doing a disservice to a client, a […]

As we head into the New Year, this is a perfect time to take a step back and look at your Workers’ Compensation program. By assessing its strengths and weaknesses, you create a blueprint of potential dangers that could easily result in higher insurance premiums. To help you avoid higher premiums, we have put together […]

Nineteenth century Attorney Russell Conwell earned more than $6,000,000 delivering his famous “Acres of Diamond” speech. He said that riches are right in front of us, although most people spend their lives looking far and wide. It’s the same with Workers’ Compensation. Employers get excited about lower premiums, while completely missing the big money that’s […]