Something very interesting just happened in North Carolina. Unless you spend your days following insurance legislation, liability trends, or the increasingly complicated economics behind American lawsuits, there's a pretty good chance you didn't hear much about it. You probably will....

Let's start with a little quiz. An employee strains his back lifting a heavy box on Tuesday morning. He feels a quick twinge, rubs his lower back, and decides he'll be fine. By Wednesday he's moving a little slower, but...

For years, heat illness was treated like a seasonal issue. Most employers viewed it as something temporary that only affected roofers, road crews, landscapers, and construction workers spending long days outside in the middle of summer. It was considered uncomfortable,...

If you look at most workers’ comp reports, claims are tracked, costs are documented, and trends are monitored over time. From a leadership perspective, there’s a clear sense of what’s happening. But that view depends entirely on what’s being measured....

If you ask most employers what their biggest challenge is right now, the answer usually comes quickly: finding people, keeping them, and paying enough to make them stay. Across industries, hiring has become more competitive, more expensive, and more unpredictable...

Most workplace injuries don’t start with a fall, a machine, or a lifting motion. They start with a human being who is distracted, exhausted, anxious, or overwhelmed. Across industries, employers are seeing a steady rise in incidents where the root...

Federal OSHA enforcement and compliance guidance have always been central to employer risk management. But as we move deeper into 2026, the agency’s behavior itself, not just the rules on the books, is offering critical clues about where inspections, citations,...

Workers’ compensation has always been about people, but the “human factor” is taking center stage in a way we haven’t seen before. Employers tend to think of injuries as mechanical problems, slips, trips, machinery, equipment, ergonomics. But the forces driving...

Major workplace crises, whether natural disasters or acts of violence, always leave behind more than physical damage. They reveal gaps in preparedness, expose weaknesses in response systems, and place lasting burdens on the affected workers. Two recent events, the Los...

Fentanyl Employers have long used pre-employment drug screening as a key safeguard to protect workplace safety and control workers compensation costs. Historically, differences between pre-employment and random drug testing results have been modest across most substances. However, data from the...